To qualify for a loan, all loan borrowers must:

• Has a verifiable name, date of birth and social security number;
• Is at least 18 years of age;
• Has a credit score that meets the minimum credit underwriting requirements; 
• Has a U.S. address;
• Is a resident of a zip code where the Creditor offers Covered Accounts
• Passes the identity verification and OFAC screening;
• Has a valid e-mail account 
• Meet our minimum credit requirements; and
• Have a personal banking account at a U.S. financial institution with a routing transit number;